might open an IRA via a financial institution since they don’t have access to a 401(k) plan. Despite the fact that most don’t come with matching contributions, IRAs do have some advantages.

Since Congress created 401(k) plans in 1978, they have become the most popular retirement account in the U.S. One-third of workers had a 401(k)-style account in 2020, roughly double the number ...

Image source: Getty Images. Matching is a terrific benefit, and more than 90% of employers that offer 401(k) plans provide a company match. However, the money your employer contributes typically ...

A ny annuity definition should recognize that complexity and consumer confusion have hampered these financial products.

Key Points A Reddit user asked if they should contribute to a traditional or Roth 401(k), or an account outside work. You ...

Opinions expressed by Forbes Contributors are their own. David Rae is a gay Financial Planner, president DRM Wealth Management. While becoming a millionaire may seem impossible, the good news is ...

If you are employed at a company offering a 401(k), you’ve probably received a fair number of notices regarding your plan. This happens particularly often toward the end of the year. If you’re ...

Vesting in your 401(k) plan means that you own it. While you already own the amount you personally deposit in your 401(k) plan, you don't own your employer's contributions to the account until you ...

Public-sector and not-for-profit organizations cannot offer 401(k) plans. A 403(b) plan is typically offered to employees of private nonprofits and government workers, including public-school ...

When the new auto enrollment policy goes into effect in 2025, all employees who meet their company’s eligibility requirements for a 401(k) or 403(b) plan will be automatically enrolled rather ...

SEATTLE--(BUSINESS WIRE)--ShareBuilder 401k, a leading provider of affordable, all-ETF 401(k) plans for small businesses and medium-sized companies, today announced that all setup costs for small ...

Under current law, most 401(k) plans permit catch-up contributions that are equally available to all participants who are age fifty or over.