The massive fires that have destroyed much of Pacific Palisades and demolished thousands of homes and structures in Los ...

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

State authorities previously listed the Palisades as one of the five Southern California areas with the highest concentration ...

Insurance claims are skyrocketing in California. But what does that mean for your homeowners insurance costs here in?

In recent years, insurers like Allstate, American National, The Hartford and State Farm have stopped renewing policies or issuing new policies for California homeowners.

The current fires are on track to become one of the most costly disasters in California history. That could threaten the ...

Ordinance or law: If you have to upgrade to meet local housing codes, this endorsement will help cover the cost. The amount of homeowners insurance you need is different from how much you paid for ...