American investors are flush with choices in how they save for their retirement. In the late 1990s, Congress created a doozy ...

Contributing to a retirement account, such as a 401 (k) or individual retirement account, can help you reduce your tax bill.

I have two inherited Roth accounts that total around $80,000, and an inherited IRA account with around $80,000 from my ...

Saving for retirement in a dedicated account is always a wise idea, but the best account to use will vary by age. That's ...

This is often especially advantageous for young savers, who may not be in their peak earning years and also have plenty of time for the tax-free growth to compound." Since Roth IRAs are funded wit ...

In several of my columns, I have pointed out the advantages of Roth conversions from traditional IRAs. If you anticipate that ...

The landscape of retirement account inheritance has changed, presenting challenges and opportunities for effective wealth transfers. Understanding the distinctions ...

This guide provides targeted tips and strategies to help you increase your retirement savings for the year ahead.

it would be the Roth IRA. It offers tax-deferred growth, tax-free withdrawals, no RMDs, and more flexible early withdrawal rules. Roth IRAs can even be used for estate planning. Since you aren't ...

If you're considering a Roth individual retirement account conversion, your tax bracket could help you decide whether the ...

If you’re eyeing a year-end Roth IRA conversion, you’ll need to plan for the upfront tax bill. Here are some strategies to ...