9 Best Fixed-APR Credit Cards & Alternatives (Dec. 2024)
2024年12月2日 · A credit card with a fixed APR may not always be the best choice, depending on how you plan to use it. Many variable-rate credit cards have low ongoing APRs, with far more choices and options than those offered by credit unions.
How To Find Fixed-Rate Credit Cards – Forbes Advisor
2024年7月8日 · Fixed APR credit cards may help cardholders budget for large purchases or allow them to pay down debt in a more reasonable time frame. A predictable interest rate can make you feel more in...
How to Find Fixed-Rate Credit Cards - Bankrate
2024年8月16日 · Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to an underlying index (like the prime rate).
How to Find a Fixed Rate Credit Card - LendingTree
2023年6月1日 · What are fixed rate credit cards? Can the APR on a fixed rate card increase? Where to find a fixed rate card ; Downsides of fixed rate credit cards ; How to avoid interest on credit cards ; Are fixed rate credit cards worth it?
How to Find a Fixed-Rate Credit Card | Credit Karma
2022年1月11日 · Where to get a fixed-rate credit card. In a search of 183 credit card issuers that filed their credit card agreements with the Consumer Financial Protection Bureau in 2020, only 43 had listed fixed-rate credit cards. Many of them are local credit unions and community banks.
Best Low Interest Credit Cards of 2024
2024年12月3日 · Low-interest credit cards carry lower-than-average annual percentage rates (APR). That means you’ll pay less in total interest and can pay down debt faster. Some types of low-interest credit cards have a low or zero-percent interest rate for an introductory period only.
Best Credit Card Rates (December 2024) - WalletHub
2024年12月9日 · Credit cards offering 0% rates on new purchases can be interest-free for about 11 months on average, and balance transfer cards average around 13 months with 0% rates. The best regular interest rates on credit cards are below 14%.
How to Find a Fixed-Rate Credit Card | Credit Cards | U.S. News
2023年7月17日 · If you carry a credit card balance and can get a low interest rate, you might consider getting a fixed-rate card. But fixed-rate credit cards can be difficult to find and may come...
What you should know about fixed-rate credit cards
2021年4月26日 · What is a fixed-rate card? With a fixed-rate credit card, your rate will typically remain the same for as long as you have the card. And you might even be able to score a low introductory rate for a few months, however, before the rate rises.
Best Fixed-Rate Credit Cards in December 2024 - WalletHub
2024年11月21日 · The best fixed-rate credit card is the Applied Bank® Secured Visa® Gold Preferred® Credit Card, since it offers 9.99% APR on purchases, with a $48 annual fee. These days, fixed-rate cards are very rare compared to cards with variable rates.