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Bonus Tip: If you have a spouse, you can designate them as the beneficiary of your RRSP. Upon your passing, your RRSP account will be transferred to your spouse on a tax-deferred basis. This means that your estate will not have to pay taxes, but your spouse will when they withdraw funds from the RRSP. #Canadiantax #tax #taxtok #canada #taxstrategy #taxplanning #taxadvice #cpa #big4 #pwc #deloitte #kpmg #ey #mnp #tfsa #rrsp #fhsa #business #entrepreneur #smallbusiness

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The First Home Savings Account (FHSA) is a fantastic tool for Canadians looking to purchase their first home. You can contribute up to $8,000 per year, with a lifetime limit of $40,000, and claim a tax deduction on your contributions. The funds in the account can grow tax-free through investments, and when you withdraw them to buy your first home, those withdrawals are also tax-free. #Canadiantax #tax #taxtok #canada #taxstrategy #taxplanning #taxadvice #cpa #big4 #pwc #deloitte #kpmg #ey #mnp #

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Welcome to Canada! Your first week in a new country can be both exciting and overwhelming. Here are five essential things you should do: <Save for Later> 1. Get Your Social Insurance Number (SIN) Why? The SIN is necessary for working in Canada, accessing government programs, and paying taxes. How? You can apply for your SIN online, by mail, or in person at a Service Canada office. 2. Set Up a Bank Account Why? You’ll need a Canadian bank account to manage your finances, receive your salary, and

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